Workplace injuries can happen at any time. Most people think of on-the-job injuries as occurring at jobs that are risky or dangerous, but this isn’t always the case. Even someone who spends the majority of his or her workday sitting at a desk can experience a workplace injury.
People or loved ones of those who were injured in the workplace, may be entitled to compensation to help with medical bills, lost wages, and other expenses related to the injury.
Types of Workplace Injuries
Workplace injuries come in all shapes and sizes, and many of them can affect the ability to continue working. Even mild injuries can impede the ability to work short- or long-term.
The most common workplace injuries include:
- Falls and slips
- Repetitive motion injuries
- Chronic exposure
- Strains and sprains and overextension
People who are injured on-the-job are entitled to workers’ compensation benefits, but getting those benefits is not always easy. Employers and insurance companies often work to deny benefits, making a bad situation even worse for the injured worker. Suffering from an injury that prevents one from working and not receiving workers’ compensation benefits makes the worker’s life and the lives of the worker’s family, very difficult.
Workers’ Compensation Benefits
Workers’ compensation is an insurance program which is intended to help workers who suffer workplace injury.
An employer pays into the program so that when an employee suffers an on-the-job injury there is money available to compensate the employee for the cost of medical care, lost wages, and other expenses. Workers’ compensation reduces the risk of an employer being sued when an employee is injured.
In order to qualify for workers’ compensation, the worker must experience injuries while working or attending a work sponsored event. Injuries that are related to anything that is owned or operated by the employer or that occur during the course of employment activities, should apply for workers’ compensation.
Workers’ compensation may apply to injuries that are physical or injuries that are mental. If it can be proven that a work environment caused depression or anxiety, the costs of caring for the disorder may be covered by workers’ compensation. Workers’ compensation benefits might also be available if a work environment aggravated an existing illness or injury.
Denial of Workers’ Compensation Benefits
However, there are many cases in which workers’ compensation benefits are denied to an employee by the insurance provider. In many cases, the denial is automatic and may be inappropriate, therefore depriving the employee of benefits they are entitled to. In these cases, a workplace injury lawsuit may be the only option for recovering compensation to help with medical care and other costs associated with an on-the-job injury.
In some cases, people who complete work for a company are not eligible for workers’ compensation benefits. For instance, independent contractors, part-time employees, seasonal workers, domestic workers, or undocumented workers might not qualify for compensation. All full-time employees injured on the job should be eligible for workers’ compensation benefits.
If an injury or illness is related to the workplace, the worker should file a claim for workers’ compensation benefits. If the claim is turned down, compensation may be pursued by contacting a workplace injury lawyer.
Filing Workplace Injury Lawsuits
Lasting effects of a workplace injury might be far greater than the immediate damage. Any time a person is injured at work he or she might be entitled to compensation to help pay for medical bills, lost wages, and other expenses related to the injury.