Overpaid or Unnecessary Mortgage Insurance
Seeger Weiss LLP is investigating claims involving consumers who obtained "no-doc" or "low-doc" mortgages through Fannie Mae or Fannie Mae lenders. "Low-doc" or "no-doc" mortgages can include: stated-income mortgages; no-ratio loans; or NINA (no income/no asset verification) mortgages. If you financed more than 80% of the purchase price of your home you were likely required to purchase mortgage insurance. If you did not submit any of your financial information or submitted less of your financial information that ordinarily required in connection with obtaining a loan, you likely obtained a "low doc" or "no doc" loan and paid a higher rate than you would have if you had submitted all the documentation ordinarily required by a lender.
You may be entitled to a refund of the amounts you overpaid and entitled to have your future mortgage insurance payments recalculated if you paid or are still paying for your mortgage insurance at a higher rate because you chose a "no-doc" or "low-doc" mortgage.
Contact us regarding Overpaid or Unnecessary Mortgage Insurance; attorney consultations are free.
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